If you are looking for a very temporary or short-term loan but your bank cannot offer you this facility, there are many other lenders that offer Payday loans , which essentially are very short-term loans ideal for those that just need extra funds to carry them through until their next pay day. These loans can be applied for online and some lenders do not even require any documentation to be sent or faxed through to them before they present you with a final decision as to whether or not they will grant you the loan. It is virtually an immediate decision once you have submitted your application via their website’s online application form.